Chase +1 SM Student MasterCard® 0% Intro APR* on purchases & balance transfers up to 6 months • Then a % variable APR* • No Annual Fee • Earn Karma Points • 15 Karma Points just by getting approved for a Chase credit card • Earn more Karma Points at Facebook.com/plus1 • Share points with friends, give points to support causes • Get the limited edition Facebook t-shirt with 10 Karma Points • Redeem for music, movies, electronics, & more in the Chase+1 store

Discover® Student Tropical Beach Card • 0% Purchase Intro APR* usually for 6 months* read TERMS for current • Thereafter % or up APR* • No Annual Fee • 5% Cashback Bonus® on Get More Program purchases throughout yr* • Up to 1% Cashback Bonus® on all other purchases automatically* • Build Your Credit History • Grace Period at least 25 days • Online account management • 100% protection from all unauthorized purchases

Discover® Student Clear Card • 0% Interest* on Purchases for 6 Months, read TERMS for current • Thereafter % or up APR* • No Annual Fee • 5% Cashback Bonus® in categories that change 4 times a year* • Double rewards with more than 80 Cashback Bonus Partners* • Grace period at least 25 days • $0 Fraud Liability Guarantee

Chase Flexible Rewards Student Card 0% Intro APR* on all purchases and balance transfers for up to 6 months • After that % or up APR* • No Annual Fee • 1 point per eligible dollar spent in net purchases • Redeem rewards points at realalers like:best-buy or starbucks • great cardmember benefits, and establish your credit history • Grace period at least 20 days

Discover® Open Road SM Card for Students • 0% Interest on Purchases 6 months • Then a % APR* • Full 5% Cashback Bonus® on gas and auto maintenance purchases* • Up to 1% unlimited Cashback Bonus on all other purchases* • Even double your Cashback Bonus at 80 Cashback Bonus Partners • Easiest online account management options • $0 Fraud Liability Guarantee • No Annual Fee • Good Credit Required *See terms and conditions LINK

Fidelity Investments® 529 College Rewards® American Express® Card from Bank of America 0% Intro APR on balance transfers & cash advance checks for 12 months • Then and purchases a % APR* • Earn 1.5% on net retail purchases charged to the card • Earned $'s transfer to your Fidelity 529 Plan Account Automatically • American Express Selects enjoy special online offers • Card issued by FIA Card Services, N.A *See terms and conditions

Bank of America® Student Platinum Plus Visa % Variable APR* • No annual fee • No cosigner required • Receive a $25 statement credit after qualifying transactions • Total Security Protection® • Card issued by FIA Card Services, NA. *See terms and conditions

Prepaid / Stored-Value CreditCard

First Vineyard edition Wired Plastic • First Vineyard does not set a limit or charge a fee for transactions • 1% cash back on your own spending • SSN/bank account/credit card required for initial fee(dont have to match) • $6.95 per month and one-time $39.95 fee to own • No credit approval/check required • Recharge it as you see fit with direct deposit, MO, cashiers check ect.

Wired Plastic Prepaid Visa® Card • NO Credit Card required even to open account • FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds • $3.95 per month & one-time $9.95 fee to own + initial balance • Online Account Management • Earn Wired Points™ Prepaid Airtime Minutes every $1=1second • Good for Verizon, TracFone, Cingular & AT&T • Receive 1000 bonus Points when you load & activate your card • May Review Your Credit History • May Review ID, SSN, BILL in your name (depending credit history)

BuyRIGHT Stored Value MasterCard® Card • Monthly Fee $7.95 then free POS • Or no Monthly Fee then $1 POS • One-time activation fee of $29.95 +$20 minimum load • Activation options: CC or Bank Account, Western Union • Payment option: Money Order, CC or Account, Western Union • Automated Customer Service Fee Free (live $1) • Free Online Account Access • Direct Deposit Free, ACS & M.O. $1 • Pay Bills Online With Click-n-Pay $1 • Access BuyRIGHT Membership and prepaid card at one location

Eufora Stored Value MasterCard® Card • Annual fee $29.95 or $59 for Credit Builder • Value Load Fee $1 • Optional Credit Builder +$6/month (credit reporting) • Cash Reward Program • Online Access • Zero Liability • Identity Theft Insurance • Auto Rental Insurance • Up to 200000 Travel Accident Insurance

Merchandise Credit

Horizon Gold Card • Reported to a major credit bureau as an unsecured credit line • Unlimited access to your Credit Report • Membership Fee $14.95 a month • Initial $500 credit limit • We will not check your credit report ! • Required to have an active debit or credit card in your name • $20000 in Identity Theft Protection Insurance

Free Credit Club • 0% Purchase APR* • Merchandise credit line of $2500 • No upfront or any fee • At any time pay off full unpaid balance without penalty or costs • NO Credit Check or employment verification • Optional upgrade to $7500 merchandise credit line and Credit Manager • Minimum monthly payment is $25 or 15% of balance, whichever is greater

All American Gold • No Credit Check, No Interest Charges • 30 days money back guarantee on membership fee • Credit line $6000 • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card • Minimum monthly payment required is $25 or 15% • Down payment approximately 20-30% may be required

USA Platinum • Instant *Guaranteed Online approval • No Credit Checks • No Interest Charges • Credit line $7500 • Checking or Savings account required • Reporting to a credit bureau a $7500 unsecured credit line  *See website for terms and conditions

USA Gold • No Credit Checks • Credit line $300 - $5000 • 0% APR unless you're late • Reporting to a credit bureau • No annual fee • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card *See website for terms and conditions

USA Universal Titanium • 0% Annual Percentage Rate APR for Purchases • Reported to a major credit bureau as an unsecured credit line • Instant *guaranteed online approval • Membership in the USA Credit Plan is $149.95 • Initial $7500 credit line • FREE Credit Limit Increase Available after 6 months of $2500 • Optional ELITE Status Membership • No credit checks or turndowns • Apply now and get a $50 gift card or prepaid visa

Credit Repair / Help CreditCard

First PREMIER Bank MasterCard® or Visa® • 9.9% APR* Interest on Purchases • Account Set-up Fee: $29* (one-time fee) • Program Fee: $95* (one-time fee) • Annual Fee: $48* • Monthly Servicing Fee: $7* • Grace period on purchases of 25 days • Initial minimum credit limit will be at least $250* • Above Fees are billed to card making available credit $71* • Consideration of a credit limit increase after 6 months *See terms and conditions LINK

Orchard Bank Custom Fit Mastercard® • Application will recommend credit card that best fits your needs • Application process can be aborted or customized at any time:   Fill out the inquiry form   View the credit cards you're actually pre-qualified for   Read terms & conditions of the credit card you've selected • Free online account management tools • Your choice of payment due dates • Zero Liability Fraud Protection • Platinum:   0% Intro APR for 6 months on Purchases & Balance Transfers   $0-$72 annual fee   Variable Purchase APR 8.90%-18.90%   $0-$29 setup fee's • Gold:   $39-$96 annual fee   Variable Purchase APR 8.90%-18.90%   $19-$39 setup fee's • Secured:   $0-48 annual fee   Variable Purchase APR 8.90%-14.90%   $100-200 minimum deposit *See Card Terms and Conditions LINK

Rewards 660 Visa® Credit Card % APR* • This is an unsecured credit card • $300 starting credit limit* • $250 of fees will be billed to the card* • Participation Fee of $10 / month* • Automatic credit limit increases (optionable) • Reports to Equifax and TransUnion credit bureaus • Grace Period 25 days • Free Online Account Access *See Card Terms & Conditions LINK

Total Visa® Card • % APR • $48 Annual Fee • One-time: Program Fee $96, Set-up $56 • Participation Fee $8 monthly • You get the status of a major credit card • Credit reported to ALL 3 credit bureaus as Unsecured *See Card Terms & Conditions LINK

UltraVX Visa® by Metabank APR: % • UltraVX Visa has three different accounts, each with its own balance • No credit check or Income requirement • Cash Account: cash loads, Money Transfers, Transfers, Bill Payments • Secured Account is used to secure the Credit Line • Credit Account is used for all your purchases (reported line of credit) • When exceeding Credit Line - automatic Transfer from Cash Account • Maximum Credit Line is $25000 • UltraVX Visa is a credit card which may build your credit rating • UltraVX reports to the major credit bureaus each month • Safeguard credit score:automatically taking payments from CashAccount • Minimum payment is 4% of the Outstanding Credit Balance • Load methods: direct deposit, PayXone, Western Union, MoneyGram • UltraVX offers alerts to help you stay updated on account activity • Earn CLEAR REWARDS for Airlines, Hotels, and many more

Access Unsecured Visa® from Plains Commerce Bank Fixed APR % • $48 Annual Fee • One-time: Program Fee $96, Set-up $56 • Participation Fee $8 monthly • Reports to All Major Credit Bureaus • Free 24hour Online Account Access • 25 day grace period • Bad Credit? No Credit? Give Access It a Try • Outstanding Customer Service *See Card Terms & Conditions LINK

Continental Finance Gold MasterCard® • As Low As 9.75% APR* • Set-Up Fee: $99 (one-time) • Participation Fee: $89 (one-time) • Annual Fee: $27 • Maintenance Fee: $10 monthly • Grace Period Not less than 25 days from Statement Date* • Monthly Reporting to Major Credit Bureaus Unsecured Creditline • FREE Online Access • Excellent Online Tools for Managing Your Finances • Semi-Annual Credit Limit Increases *Approval subject to other criteria *See terms and conditions LINK

Secured CreditCard

First PREMIER Bank Secured Visa®/MasterCard® • Annual Percentage Rate for Purchases 19.9% APR* • Annual Fee: $69* • Deposit account at least $200, maximum $5000 • Initial credit limit will be equal to your security deposit • Consideration of credit limit increase in little as 6 months • Grace period on purchases 25 days • Wisconsin residents are not eligible *See terms and conditions LINK

New Millennium Bank Secured Platinum Card • % or up APR* • Credit limit of $300 to $5000 • Processing fee $69.95* • Annual Fee $59* • NO CREDIT CHECK, We verify only your age, SSN, residence • Reports to all 3 bureaus • $100000 travel accident insurance • Auto rental insurance • Extended warranty protection *See terms and conditions LINK